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Financial Reporter

Financial Reporter providers news, comment and features for mortgage and financial advice professionals in the UK FCA and PRA plan to increase LTI flow limit threshold Barclays pulls sub-4% five-year fixes Quantum Mortgages launches bridging proposition National Buy-to-let Adviser Event returns for second year PRA fine

  • 95articles · 30d
  • 4+ day agolatest article
  • Aug 18, 2026earliest in window
  • 92%with images
  • 300avg words
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  • Economy, Business & Finance 92
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News

Financial Reporter
financialreporter.co.uk > april-mortgages-launches-new-interest-only-proposition-for-over-50s.html

April Mortgages launches new interest-only proposition for over 50s

5+ day, 7+ hour ago   (356+ words) April says the new range is designed to give advisers more ways to support clients both before and throughout retirement. April Mortgages has launched Interest Only+ - a new interest-only proposition designed for over 50s. Criteria includes a £24,000 minimum application income, no…...

Financial Reporter
financialreporter.co.uk > scottish-building-society-expands-mortgage-lending-across-england-and-wales.html

Scottish Building Society expands mortgage lending across England and Wales

5+ day, 7+ hour ago   (342+ words) Scottish Building Society has expanded its mortgage lending across mainland UK, giving brokers in England and Wales access to its standard and specialist mortgage products. Scottish Building Society has expanded its mortgage lending across mainland UK, opening its intermediary proposition…...

Financial Reporter
financialreporter.co.uk > almost-900000-borrowers-lock-in-new-deal-six-months-ahead-of-maturity-in-h1.html

Almost 900,000 borrowers lock in new deal six months ahead of maturity in H1

6+ day, 5+ hour ago   (179+ words) In Q2 2026, around 22,400 mortgages saw a reduction in monthly payments due to a temporary switch to interest-only or a term extension. New data from the FCA shows that 880,635 mortgage holders locked into a new deal up to six months ahead of…...

Financial Reporter
financialreporter.co.uk > mortgage-commitments-edge-higher-in-q2-but-higher-rates-weigh-on-borrowers-boe.html

Mortgage commitments edge higher in Q2 but higher rates weigh on borrowers: BoE

6+ day, 6+ hour ago   (478+ words) The share of gross mortgage advances with LTV ratios exceeding 90% is at its highest level since 2008. The latest MLAR data from the Bank of England shows that the mortgage market remained resilient in Q2, with new mortgage commitments rising and the…...

Financial Reporter
financialreporter.co.uk > two-in-five-switching-current-accounts-to-get-a-better-mortgage-deal.html

Two in five switching current accounts to get a better mortgage deal

6+ day, 7+ hour ago   (268+ words) Of those who have a mortgage and switched banks, 41% did so to get a better mortgage rate deal and 30% did it to receive an incentive related to their mortgage. Two in five mortgage holders who switched banks said they did…...

Financial Reporter
financialreporter.co.uk > blogs > confidence-is-returning-but-too-many-borrowers-still-rule-themselves-out.html

Confidence is returning, but too many borrowers still rule themselves out

1+ week, 4+ day ago   (806+ words) Paul Purewal, head of intermediary relations at Dudley Building Society, says confidence around access to mortgage finance is moving in the right direction - now the task is to make sure more borrowers understand that today’s mortgage market isn’t simply looking…...

Financial Reporter
financialreporter.co.uk > ecology-bs-becomes-11th-lender-of-the-scottish-first-homes-fund.html

Ecology BS becomes 11th lender of the Scottish First Homes Fund

1+ week, 5+ day ago   (233+ words) The Society has launched a new mortgage to help first-time buyers onto the property ladder in Scotland. Ecology Building Society has launched a new mortgage product to help first-time buyers in Scotland step onto the property ladder. The new Ecology…...

Financial Reporter
financialreporter.co.uk > blogs > why-a-credit-score-alone-is-no-longer-enough.html

Why a credit score alone is no longer enough

1+ week, 6+ day ago   (499+ words) Matt Meecham, director at Check, says income, expenditure and other financial activity can be just as important as knowing what appears on a credit report. For many consumers, understanding their credit position still begins and ends with a single number....

Financial Reporter
financialreporter.co.uk > approvals-fall-in-july-as-mortgage-rates-creep-up-boe.html

Approvals fall in July as mortgage rates creep up: BoE

1+ week, 6+ day ago   (261+ words) The effective interest rate paid on new mortgages jumped again to 4.45%. Mortgage approvals for house purchases fell to 56,100 in July, from 58,200 in June and below the average of around 60,800 over the previous six months, the latest Bank of England data…...

Financial Reporter
financialreporter.co.uk > number-of-pensions-paying-income-tax-at-40-or-over-doubles-to-1-million.html

Number of pensions paying income tax at 40% or over doubles to 1 million

1+ week, 6+ day ago   (325+ words) Those paying at 40% or 45% has risen from just under half a million in 2021/22 to over a million in 2026/27. A Freedom of Information request submitted by LCP partner Steve Webb has revealed a surge in the number of pensioners paying income…...